Dominic Darmanin

Cell: 604-788-1476 |

When buying a home you are inundated with many details and expenses which tend to pile up.

Your financial institution will recommend purchasing mortgage insurance. Great idea but it might be the wrong product for you.

 

With mortgage insurance (also known as creditor insurance) the premium is added to your mortgage payments and the balance of your mortgage is paid off upon the death of the insured. The premiums don't change even though you're paying down your mortgage monthly and the insurance...

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A South African man who has been a 10 year resident in Shenzhen, China has a regular blog where he discusses daily life in China. His YouTube channel is SerpentZa. He did one show on “Owning Property in China” which presents his perspective into the Chinese housing market as a foreigner living in China.

 

Shenzhen is a tier 1 city which apparently has more millionaires than anywhere else in China. He gives two reasons why he doesn't buy property in China:

 

1)   ...

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You may not know that all licensed Realtors who represents you as a buyer or a seller owes you a fiduciary duty which signifies that he/she must work for your best interest with the utmost good faith.

What this means to you is that your Realtor has an obligation to make full disclosure of all the facts that he/she is aware of which may affect the value of the property you are buying or selling. Furthermore, your Realtor should work in your interest to obtain the best price they can for you regardless...

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